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Five Ways to Find Free Stuff Are you crazy about web freebies? Do you love free stuff? Who doesn't love free stuff? Most people appreciate the occasional free sample in the mail, but there is a specific group of individuals—freebie hunters—that are dedicated to finding the very best in freebie offers. Fortunately for them, and all of us, the World Wide Web is a treasure trove of freebies, special offers and promotions. Coupons and free samples are just some of what you can get by becoming a dedicated freebies hunter. If you are new to the world of active freebie hunting, here are five ways you can go about finding more free stuff. 1. Getting a Hold of Free Samples. Free samples are the bread and butter of the dedicated freebie hunter. Who doesn't like free samples? Free stuff is good stuff. However, be forewarned that once you get into the world of free samples, it can be easy to get carried away. You may find that your mailbox can fast become flooded with free samples. If not your physical mailbox, your inbox can also become flooded with free coupon offers. Always read the fine print carefully when you are soliciting a free sample directly from a manufacturer. You may inadvertently be signing up for newsletters, promotions and ads. To find the best and latest free samples, visit the StartSampling.com website. StartSampling is an innovative company that allows you to sample new products from exciting companies. If you have a favorite company, you can head to their website and sign up directly for new product samples and discount coupons. For instance, if you are a fan of Crest brand toothpaste or Oil of Olay products, you can sign up with them directly for free samples and coupons. 2. Looking for Free Communications Tools? If you are looking for the best in free telecommunications tools, you are in luck. For those of you tired of being overcharged for faulty 4-1-1 telephone calls, there is now a free directory that you can turn to. Free directory assistance is now available to you at 1-800-FREE-411. This free directory assistance allows you to get most numbers that you need at absolutely no charge. However, you will have to listen to a short advertisement before you are allowed to find your number. For even more free telecommunications tools, check out this handy phone tool. The next time you are stuck in an unpleasant situation and need to escape, plan on using the popularitydialer.com. Simply set the time you need and you will receive a fake call that can pull you out of a less than desirable situation. 3. Finding Free Memory. Need more ways to stay on top of things? Are post-it notes just not cutting it? If you need a little more, you will find that memotome.com can be a great help. Memotome.com is a free scheduling tool that allows you to stay on top of events and dates. It is free to become a member and you even get access to free party and event planning tools. 4. Get Your Fill of Free Literature. Are you an avid reader? If so, you will find that paperbackswap.com is a reader's paradise. All you have to do is choose the book you want to read and request it. You should receive the book in the mail in a few short days. You can also list your own paperback books that you would like to get rid of. 5. Your Free Route to Financial Planning. If you are looking to become a financial planner, check out the very free planning tools that are available online. You can take advantage of free calculators that allow you to figure out your income and savings.

Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

The Many Faces of The Ghostwriting Professional (ghostwriting) Ghostwriting may seem distasteful to some writers, but it is the preferred profession for many writers. Some writers are more satisfied with the act of writing than have their name known by consumers. A ghostwriter is a writer who is paid to write books, articles, stories, and reports that are credited to another person. Ghostwriters have been used by many professionals, including celebrities, executives, and political leader. The writers are usually hired to draft or edit autobiographies, magazine articles, speeches, and other material. The ghostwriter is not always left out; they may sometimes be acknowledged by the author or publisher for assisting in creating the finished product. Ghostwriters have a very important role in the world, and there are many different types of ghostwriters, including nonfiction, fiction, political, medical, blog, and academic writers. Ghostwriters provide an important service to many of their clients. Some people hire ghostwriters to polish and edit a rough draft of their articles and books. If a ghostwriter is used to edit a book or article, most of the language in the finished product will be that of the credited author. Although, some books and articles could not be finished with the help provided by ghostwriting. Typically, ghostwriters are hired to write most of the work, using concepts and stories provided by the author who receives credit. A writer, who writes most or all of the work, will do extensive research on the client or their area of expertise. Ghostwriters always prepare a book or article with input from their client, and the credited authors may provide a basic framework of ideas at the outset, or may provide comments on the final draft of a project. Autobiographies are a common project offered to writers in the field of ghostwriting. When writing an autobiography, ghostwriters typically interview the client, their colleagues, their friends and family, and may also find interviews, articles and video footage relating to the client they are writing for. Ghostwriting may be needed for several reasons and may be needed by many types of people. In most cases, a ghostwriter is needed for a celebrity or public figure who does not have the time, discipline, or writing skills required to write and research an autobiography or other types of books. Publishers to increase the number of books that can be published each year by a well-known author may also recruit the writers. There are many types of ghostwriters, including the nonfiction ghostwriter. In ghostwriting, the nonfiction writer is used by celebrities and public figures that want autobiographies or memoirs published. Nonfiction ghostwriters may also be used to write “how-to” books, or used to write books for professionals in a certain field. Fiction ghostwriters are another type of ghostwriter, which are usually employed by fiction publishers. Political ghostwriters provide their ghostwriting services to public officials and politicians. These political figures employ ghostwriters to respond to the large volume of correspondence they receive. The writers typically draft response letters for the correspondence that is received. Medical ghostwriters are often hired by pharmaceutical companies to produce papers in medical and scientific journals on the outcomes of medications. Some physicians and scientists from academia may also be paid for the use of their name, which enhances credibility of the study. Many professionals have criticized the use of medical ghostwriting, but it is a common practice that seems to have no decrease in action. A web log or blog ghostwriter is one of the newest types of ghostwriters. Many blog operators use ghostwriters to help generate interest in their blog site. These ghostwriters are hired to post comments to their blog, while posing as others by using pseudonyms. This practice is used to generate more traffic and encourage more real posts. Academic ghostwriters are often used by university and college students, and are hired through essay mills to write entrance essays, term paper, and theses and dissertations. Ghostwriting is not desirable for many writers, but ghostwriters seem to provide a much needed service to the writing community.