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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Turning your Eye to Government, Nonprofit or Small Business for you Next Job The type of business you work for can effect your job satisfaction. Your personality type may also work out better at certain types of businesses. Research different business types before going on your job search. Working for a small business or a non-profit definitely has its pros and cons. First of all, getting hired at a small business can be much easier than landing a position than at a corporation. Typically you will only have to go through one person to get the job. Usually the small business owner conducts the interview. This can be a good thing because the business owner may be willing to overlook a lack of experience or extenuating circumstances concerning your work history. Nonprofit jobs are often easier to get if you are passionate about the cause. The person that is doing the hiring is generally passionate about the cause that the nonprofit is working to assist. If they pick up on passion about the cause from you, typically you will get the job. However, that passion is necessary because they pay may not be very much. Working for a smaller company also opens up more opportunities for promotions. With fewer employees and contact with the owner, you may be able to move up in the company faster. You will be able to pick up on skills in less time than at large corporations, which often have many hoops for one to jump through before training for a new position. There may be a smaller window of time to pick up on new skills because of the limited amount of time that can be put towards training. Nonprofits may not have as many opportunities for promotions and job stability may be questionable. If the donations stop coming in or whoever funds the nonprofit decides not to fund it anymore, you could be out of a job. This is a very real concern with a nonprofit job. There are some drawbacks to working at smaller businesses. Sometimes, the staff at smaller businesses have been in place for years. New, younger employees may not be viewed favorably. This could affect working relationships with co-workers. Smaller companies also mean smaller paychecks. Independent businesses are not able to generate large paychecks. This could make staying at a small business undesirable. However, the personal interaction between you and your boss could be encouragement to stick it out with a small business. Or the opposite could be true. Government jobs can be beneficial to have for a number of reasons. First of all, government jobs offer good salaries and great benefits. You will have all government holidays off and you will be working in a position that is necessary to the maintenance of the government. That means that you probably won’t have to worry about being displaced. Although, remember that if the government runs into tough times, layoffs are possible. Government jobs are usually normal business hours but not always. There are some positions that will have hours that extend a little bit beyond regular business hours but for the most part, you will be able to enjoy your life by taking advantage of vacation time. Sick days will also be available at government jobs. Some of the drawbacks of government jobs are that you may have to deal with a large amount of on the job stress. You may be responsible for processing hundreds, maybe even thousands of cases and one mistake could be very tragic for an individual. Depending on what your position is, you may be instrumental in handling paper work from a huge amount of people.

Conducting a Self-Evaluation After Getting Fired Sometimes life is hard and when you get fired, it gets even harder. In a country where employee turnover is high and there are no laws to protect you at your work place, potentially anybody is at risk to be fired. In general, that is true, but companies usually only fire a person that has done his or her job improperly, or is not qualified for his or her job any more. Therefore after you get fired, it is time that you conduct a self-evaluation. First of all, you need to make sure you know the reason why you have been fired. Do not just assume, you know why you have been fired. Make sure that your employer tells you the exact reasons why he has fired you. A self-evaluation as to whether the employer is right and whether you might have to work on yourself can only be done after you know why the company has told you to leave. If it was tardiness and absence of work that has gotten you fired, you need to be self critical enough to see that you need to be on time and be at work every day that you are not taking a vacation day. Keeping a job means playing by the rules and these rules do include times that you have to be a t work if you want to keep the job. When your boss told you, that you are not accomplishing your work or you are not qualified for the position, think back and try to find out why he might have said that. Did you deliver your work on time? Was it correct, mostly without any problems and errors? If that is not the case, then perhaps your boss was right and maybe you were not qualified enough to do the job. It might be that you need some more training or some more classes at the university to be able to do your job right. Or maybe you have just chosen a job that is not for you. When you are conducting that self-evaluation, make sure you are not too hypercritical. If it clearly was your fault that you got fired, you need to improve yourself and the personality traits that have led to the firing. Sometimes even though your boss gave you an explanation why you have been fired, you might not agree with the reason you have gotten fired from your company. Yes, sometimes these reasons might not be right. Since this is a society where anybody can get fired, maybe you have been fired because your boss did not like you and he made up some dubious reason for firing you. This is why you have to conduct a self-evaluation to make sure if what you were told is the truth. A self-evaluation might also lead you to the conclusion that you need to choose a different profession than the one you have been in. Maybe it took to get you fired to ser you in the right direction and at some point in your future you might actually thank that boss of yours that he had fired you. Otherwise you might have never found the job that you were destined for and would have been miserable doing the job you were doing. Unhappy employees are not good for a company and some bosses are good enough to realize that. Whatever the reason is that you got fired, make sure you find the reason and check with yourself how much truth lies within that reason and do you have to change to be a better employee and be able to keep your next job.