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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Learning How to Become a Writer in Three Steps (how to become a writer) Becoming a writer is hardly a simple feat. To become a writer a person must practice and work hard to become a writer. It can be said that many writers are writers, but few of them know how to become a writer. The label “writer” is just simply a label, it is all the hard work and determination of reaching that status that truly gives the writer that name, and makes them worthy of the title. There are three simple steps that any writing can take that will give the title of “writer,” while making them worthy of it. The first step to becoming a writer is to claim yourself as a writer. Many writers believe that they cannot be known as writers until they are published, but this is not true. Anyone who thinks of themselves as a writer, and writes on regular basis should title themselves as a writer. Many unpublished writers have the habit of saying they want to write, or saying that they write, instead of saying “I’m a writer. When learning how to become a writer, it is necessary for writers to realize that you don’t have to be published to be known as a writer. Although, it may seem ideal for introductions and make it easier for other to see you as a writer, being published does not make one a writer. Writers should see themselves as people who write, and not as people who write for a living. For most writers, being published is validation of their status as a writer and even a path to success, but there are many published writers who are not very successful, famous, or rich. However, being published is a great way to show your work to an audience, and gain recognition, no matter how big or small. On the path to becoming writing there are many who lose sight of the fact that they don’t stop writing once they are published, so it is not wise to only write to be published. There are many ways to claim yourself as a writer, and in this step to learning how to become a writer there are smaller steps that help you proclaim yourself as a writer. First, say the words aloud to yourself, and repeat them as many times as possible until they are believable to you and others around you. Next, find a specific place for your writing, which can be a room, section of a room, or a studio. It is also important to make the “writing space” as comfortable as possible, and to make it viable to your writing needs. Then, it is important to get the proper writing tools, such as pens, pencils, notebooks, and a computer that is used specifically for your writing. Aspiring writers can also find lessons on how to become a writer in style books, which should be kept as a writing tool also. It is also helpful to befriend other writers, and read their work and others as a writer and discuss passages of books or chapters with other writers. The second step to becoming a writer is to make time to write. When learning how to become a writer, novices will always be advised to make time for their writing. Many aspiring writers usually mess up on this step, and although they want to be writers they slack on how much they write, so many writers are left with unfinished works. It is important to set aside a particular time or day for writing and to stick to that schedule, because deviance from a writing schedule usually means unfinished work. The final step to becoming a writer is by far the simplest. To become a writer it is imperative that you write. Writing is the simplest step to becoming a writer and the most important step. When learning how to become a writer, you must take some time out and write.