Welcome to ffxiv-knights-ivalice.org

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Networking Know-How: How to Get Through to the Busiest of People When you are job hunting, sometimes the most frustrating part is just getting your foot through the door to let the right people know that you are out there and available for work. Companies can be like members-only clubs; they tend to be a little distrustful of cold callers and most executives advise their assistants to run interference for them on the phone so they do not get stuck having a protracted conversation with someone they just aren’t interested in doing business with. The thing is that to get an interview, these people can be the very same people you need to talk to. How do you get these busy people to clear some time off in their busy schedule to speak to you? First things first – you have to get the right attitude. If you want busy people to make time to talk to you, you have to present yourself in a way that makes them feel like you are worth the time investment. The trick here is that you have to do this by phone, and often, you have to first convince an operator or personal assistant that your call is one worth putting through to the boss. Your phone etiquette and vocal confidence will be the key here. Consider you basic phone manners first. Instead of launching right into what you want, respond to the greeting of the person who answers the phone with a hello of your own. Animate your voice and always remember that simply saying “please” and “thank you” can go a long way. Be the kind of caller that you would want to talk to if your job was answering the phone all day. People will respond to your positive attitude with a positive attitude of their own. Next, consider your confidence level on the phone. Do you tend to get tongue-tied and stumble over your words? That kind of delivery from you will set all the warning bells ringing on the other end of the phone, and you will find the person with whom you wish to speak always “out of the office.” Instead, work on sounding like you are confident that it is a forgone conclusion that you will get to speak that busy person you want to talk to. Be confident that what you have to say is something that is worth hearing. It may help to write out a framework of what you will say and practice a few times so you sound relaxed and composed when you make that call. Once your attitude is right to make the call, you can then employ a few tricks of the trade for getting through to those busy people. Instead of giving away too much up front, start your call by asking if the person with whom you need to speak is in. If the answer is yes, then you can remove on potential “excuse” for not putting your call through. If your call can’t be taken at that time, skip the message. Let the PA or operator know that you will call back again. That way you have a legitimate reason to keep calling. Of course, you might have to keep calling and calling, and that assistant might start knowing the sound of your voice. If you keep speaking to the same person, it’s time to open up with some person details. Let them know your name, why you’re calling, and if someone referred you, who that person is. Developing that personal relationship can help you get your call through to the boss. Last but not least, don’t give up. Busy people are, well, busy, and not necessarily avoiding your call. Persistence pays off, so keep on calling until you get through.

Beautiful Pens are Just the Beginning: Fascinating Gifts for Writers (gifts for writers) Buying gifts is a difficult project in many cases. Sometimes a person seems to already have everything. They may not enjoy the typical gift ideas that come to your mind. To buy the perfect gift, it is essential to actually know a person. A basic understanding of likes and dislikes will help, but passions will guide you to a really great gift. If you cannot come to a conclusion for what to buy for a friend, you can also consult other sources for gift ideas. Following are some ideas for buying gifts for writers. Writers are passionate people. They are passionate about words and about truth. They are also passionate about their subject matter. Is there a writer in your life? By using these guidelines, along with your knowledge about that person, you can come up with an ideal gift that they will treasure. Under Twenty Dollars As suggested by the title, a beautiful pen is almost always an inexpensive and appropriate gift for a writer. Most writers spend much of their time jotting down thoughts and ideas. As they meander through their day, an idea may strike at any time. Give them a quality instrument to facilitate great thoughts. You can also include a personalized pad of paper to hold on to the brainstorms. Another great gift for a writer is a magazine subscription. A good writer needs to keep up with the type of writing that is being published. Sometimes they need a little bit of light reading to keep their creative juices flowing. Choose the magazine based on some interest that you and your friend share. Under One Hundred Dollars If you want to spend a little bit more on gifts for writers, you can start taking your gift buying to a little bit different level. For less than one hundred dollars your options open up. Books are great gifts for writers. You can buy new books in the writer’s area of interest or expertise. He will probably always be ready to expand his own knowledge base. You can also buy reference books. Style manuals are very helpful when a writer has strict guidelines to follow. Your writing friend probably already has a pretty good dictionary, but you can buy them the best one. Thesauruses and literary guides are also interesting gifts to receive. Moving away from words for a bit, a writer would also love to receive an artifact that has to do with their main subject matter. If he is a history buff, try to find an authentic coin from the particular piece of history he finds most fascinating. Under Five Hundred Dollars At the next level of gift buying, your options start expanding into more elaborate forms of previous gifts. Very old and rare books may fall into this price range. Very old or particularly good quality antiques will also be fairly expensive. Gifts for writers also often fall into the category of electronics. Good printers make the writing all that more impressive looking on the page. Software and other hardware for the computer is also a worthwhile gift for a writer that spends most of his day sitting at his computer. A nice digital camera is also a fantastic gift for a writer that wants to remember situations exactly in order to adequately describe them later. Won’t Cost you A Dime Some of the best gifts for writers won’t cost you anything. Many of the more expensive gifts are extremely practical, but the free ones can be that also. The nature of a writing career leads writers to spend a lot of time alone. A good gift is just some company. Take your friend out for dinner with a group of mutual friends. He’ll appreciate the time away from the desk. If he’s been trying to get an interview with someone, you can put the leg work in for him and schedule it. All that will cost you is some time and effort. Not all gifts have to cost money. Good luck finding the perfect one for the writer in your life.